Welcome to LICUK

ISAs or Individual Savings Accounts were introduced by the Government to encourage more people to save. Investing in an ISA allows you to shelter your money from the taxman as you can keep all the proceeds that you receive from that investment without paying income or capital gains tax.

You don't even have to declare your ISA on your tax return. The favourable tax treatment of ISAs may not be maintained in the future.

The overall investment limit is currently £7200 per tax year.

It is not a type of investment but a wrapper that allows you to hold different types of savings within it. There are two different types of ISA - Cash ISA & Stocks & Shares ISA.

Cash ISA

You can invest up to a maximum of £3,600 in stocks and shares ISA. You can invest up to maximum of £7,200. We offer only stocks and shares ISA.

	When you decide to save, it makes sense to make sure that you take advantage of all the tax-efficient options available to you.

	At some time in your life, you will probably have a lump sum of money that you wish to invest.

	When you’ve decided to save, it makes sense to make sure that you take advantage of all the tax-efficient options available to you.

	Making sure that your partner and loved ones are financially secure when you die is very important.