At some time in your life, you will probably have a lump sum of money that you wish to invest. Whether an inheritance, or a payout from a life assurance policy or a lump sum payment at retirement.

Whilst you may wish to spend some of it straight away, you may want to invest the rest for the future.

Investment bonds are a long-term investment and should be left invested for at least 5 years. They give you the opportunity to invest a lump sum of money and to benefit from the potential growth in the stock market with the help of experienced investment managers. Unlike direct investment in the stock market, you don’t need to worry about which company shares you choose to invest in.

So you get the benefit of investing without the worry of managing an individual share portfolio.